Decimal Technologies

Decimal Technologies is a banking and fintech infrastructure company that provides digital lending, customer onboarding, AI-powered credit decisioning, SME banking, embedded finance, and workflow automation solutions to banks, NBFCs, fintech lenders, credit institutions, and financial service providers.

Founded in 2009 and headquartered in Gurugram, India, Decimal Technologies is best known for its digital lending platform, DigiLend, and its broader vSuite Banking Platform, which helps financial institutions automate customer acquisition, loan origination, underwriting, onboarding, and lending operations. The platform is designed to enable fully digital, paperless lending journeys powered by AI, APIs, and configurable workflows.

SERVICES

• Digital Loan Origination: Provides end-to-end loan origination capabilities covering application capture, onboarding, document collection, underwriting, approval workflows, and disbursement.
• Digital Lending Platform (DigiLend): Offers a fully paperless lending platform that automates the complete lending lifecycle from customer acquisition through loan disbursement.
• AI-Powered Credit Decisioning: Uses AI-driven decision engines, business rules, scoring models, and automated risk assessment frameworks to improve lending decisions and underwriting efficiency.
• Customer Onboarding & KYC: Supports digital onboarding, identity verification, account opening, KYC verification, customer profiling, and compliance workflows.
• SME Lending Solutions: Provides specialized infrastructure for SME lending, business loan origination, credit assessment, underwriting, and portfolio management.
• Personal Loan Origination: Enables lenders to launch and manage fully digital personal loan journeys with rapid approvals and automated processing.
• Business Loan Management: Supports business lending through financial analysis, GST integrations, corporate data analysis, and automated underwriting processes.

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